why we should never celebrate anything

fools that we were, we hadn't learned our lesson on that fateful anniversary and went out this evening to celebrate finally having some of the holiday part of the season together. and for the most part it was ok, except for that one part where i lost my phone.
now, any freelancer will tell you their phone is paramount, and anybody in the arts+entertainment business will tell you twice. so i kept my cool because my understanding of this had spurred me to get the insurance with my plan- all i had to do was call and say the phone was m.i.a. so nobody could run up the bill between now and tomorrow morning when i would walk into the nearest store and get a new phone- right? wrong.
i called. they're closed for the holiday, which i expected, so i wait for the emergency number. i call it, only to find that the insurance policy isn't handled by the phone company itself and i now have to call another number to ask the insurance company how and how soon i get a new phone. just as i'm digesting the information that the new phone may not be instantaneous, i'm told that there's a $50 deductible- what the fuck's the point of insurance on an item when the deductible's the same amount as the fucking item in the 1st place?!
karma's coming back like a mutha for my forgetting me+grims can't go out and have a good time on any sort of occasion whether we're actively celebrating it or not, and refusing to go to a damn costume party for old year's night.
this phone thing better be easy in the fucking morning.
walk good.